Comprehensive Commercial, Motor, Property & Specialised Risk Solutions
Commercial & Asset Protection
From motor vehicles and private residences to complex multinational manufacturing plants and cross-border commercial transactions, general and corporate insurance protects tangible assets, operational cash flows, and legal balance sheets against catastrophic uncertainties.
Comprehensive personal protection safeguarding vehicles, residences, digital identity, and worldwide travel.
Comprehensive four-wheeler insurance covering accidental crash damages, theft, fire perils, and mandatory third-party liability claims. It offers premium add-ons including zero depreciation, engine gearbox shield, and rapid cashless network garage repairs.
Instant digital motorcycle and scooter coverage safeguarding riders from collision damage, natural calamities, and third-party liabilities. It features affordable annual and multi-year renewals, 24/7 roadside breakdown support, and personal accident protection.
All-risk residential protection safeguarding the building structure and household contents from fire, floods, and burglary. It reimburses reconstruction and repair costs caused by natural calamities, electrical short circuits, and theft.
Specialized veterinary medical cover managing soaring bills for pet surgeries, unexpected illnesses, and accidental trauma. It shields pet parents from steep clinic expenses while providing third-party liability defense for your pets.
Modern digital security protecting individuals and professionals from financial fraud, online identity theft, phishing attacks, and extortion. It finances forensic cyber investigations, legal representation, and direct restitution of stolen electronic funds.
Worldwide travel safety covering international medical emergencies, trip interruptions, passport loss, and baggage delays. It ensures smooth border clearances with Schengen-compliant certification and 24/7 global multilingual emergency assistance.
Explore our 24 specialized commercial covers designed to insulate every facet of modern business operations.
Comprehensive property protection safeguarding commercial premises, plant facilities, and warehouse structures against destructive fire, natural disasters, and lightning strikes. It compensates for architectural reconstruction expenses and equipment damage to preserve your business balance sheet.
An integrated group health, term life, and personal accident benefits umbrella designed to care for your workforce and their families. It strengthens employee retention, lowers attrition, and manages hospitalization costs with cashless network hospital access.
End-to-end cargo protection securing raw materials and finished products transported across road, rail, air, and international sea routes. It safeguards goods against maritime perils, collision, loading-unloading mishaps, and transit theft.
Fleet-wide insurance cover shielding company logistics, delivery vans, staff buses, and trucks from road accidents, fire, and third-party liabilities. It offers seamless multi-vehicle management with rapid surveyor inspections and cashless garage network repairs.
Extensive legal and financial defense covering third-party bodily injury, property damage, and legal defense costs arising from commercial operations. It protects enterprise reputation and absorbs hefty litigation settlements to keep your business fully solvent.
Financial continuity insurance that reimburses lost gross profits, ongoing staff payroll, and fixed operating expenses during forced business shutdowns following insured perils. It ensures cash flow stability while your manufacturing or retail facility undergoes physical repairs.
Crucial industrial coverage covering sudden and unforeseen physical breakdown or electrical burnout of factory machinery, boilers, and transformers. It covers expensive component replacement costs and urgent technician repair fees to minimize operational downtime.
Specialized legal defense cover protecting manufacturers, exporters, and distributors against third-party lawsuits alleging property damage or injury caused by defective products. It finances international courtroom representation, expert investigations, and court-awarded customer settlements.
Statutory liability coverage fulfilling legal obligations under the Employee's Compensation Act for on-duty workplace injuries, disablement, or occupational diseases. It shields business owners from costly legal payouts while guaranteeing mandated monetary compensation to injured staff.
Executive protection shielding company board members, CEOs, and senior leaders from personal liability arising from alleged corporate mismanagement or governance oversights. It funds legal defense expenses, regulatory investigation costs, and civil shareholder settlements.
Specialized errors and omissions insurance designed for consultants, engineers, chartered accountants, architects, and corporate advisors. It covers legal defense costs and financial compensation claims resulting from alleged negligence, professional errors, or breach of contract.
Strategic tax-efficient corporate welfare plans where the company acts as policyholder for key personnel while assigning benefits to employees or their nominated families. It acts as a powerful executive retention tool and qualifies for legitimate business expense deductions.
Tripartite financial guarantee instruments replacing frozen bank guarantees to secure government contracts, tender bids, and performance commitments. It frees up working capital limits with commercial banks while providing project owners absolute financial assurance.
Dual protection covering office and warehouse stock against forced entry, lock-breaking theft, armed robbery, and cash transit vulnerabilities. It reimburses lost cash held in safes or cash registers while indemnifying physical damage to business vaults.
Holistic capital project insurance covering mega greenfield and brownfield civil infrastructure developments from groundbreaking to completion. It protects developers and EPC contractors against material damage, natural catastrophes, and third-party liabilities on construction sites.
Strategic transactional risk insurance engineered to mitigate complex financial, contractual, and regulatory exposures during corporate mergers, acquisitions, and divestitures. It facilitates smoother negotiations, releases escrow holdbacks, and secures clean transaction closures for all stakeholders.
Specialized deal insurance protecting buyers or sellers against direct financial losses resulting from unintentional breaches of warranties in share purchase agreements. It bridges deal valuation gaps and eliminates the necessity for contentious post-transaction litigation.
Comprehensive all-risk coverage custom-tailored for diamond merchants, precious metal traders, and showroom jewelers against theft, hold-up, and transit loss. It protects high-value bullion and studded ornaments within premises, exhibition centers, and secure custodian transit.
Bespoke mega-risk cover covering marine terminals, shipping docks, cargo loading cranes, and maritime transport infrastructure against structural damage and channel blockages. It protects port operators from catastrophic environmental disasters, vessel collisions, and commercial disruption.
Essential accounts receivable protection safeguarding suppliers and exporters from buyer insolvency, protracted payment default, and commercial non-payment. It guarantees domestic and cross-border cash flow, enabling aggressive business expansion with complete credit certainty.
Direct corporate indemnity covering financial losses caused by internal employee fraud, dishonesty, embezzlement, and forgery of money or negotiable securities. It maintains financial stability by replacing stolen business funds and initiating prompt investigative recoveries.
Specialized technology cover protecting enterprise data centers, server racks, medical diagnostic systems, and office IT infrastructure against sudden electrical surges and breakdown. It covers high replacement hardware expenses and the cost of reconstituting lost data.
Essential premises protection indemnifying commercial establishments, hotels, malls, and factories against third-party bodily injury and property damage happening within company gates. It manages swift settlement of visitor medical emergencies and finances specialized legal courtroom defense.
Comprehensive engineering cover safeguarding complex mechanical, electrical, and plant assembly projects during installation, testing, and commissioning phases. It shields contractors from equipment damage, structural collapse, fire risks, and contractor plant liability.
Discreet, tailor-made underwriting solutions for high-net-worth individuals, rare collections, and cross-border risks.
Bespoke high-value protection tailored for private art collectors, galleries, museums, and auction houses covering paintings, sculptures, and antiquities. It covers accidental damage, transit mishaps, restoration expenses, and mysterious disappearance worldwide.
Comprehensive real estate title indemnity protecting property developers, corporate investors, and institutional buyers against concealed ownership defects, deed fraud, or legal disputes. It safeguards massive capital investments by funding litigation expenses and reimbursing financial loss of property rights.
Exclusive wealth preservation and risk advisory service engineered specifically for High Net Worth Individuals (HNIs) and family offices. It offers bespoke underwriting, worldwide concierge claims management, and integrated coverage across luxury estates, yachts, and supercars.
Confidential high-stakes security cover protecting corporate executives, international expatriates, and prominent families against kidnapping, extortion, and wrongful detention. It provides immediate access to elite crisis response consultants, reimburses paid ransoms, and covers hostage negotiation expenses.
Sovereign risk defense protecting multinational corporations and overseas investors against expropriation, currency inconvertibility, political violence, and government trade embargoes. It secures overseas capital ventures, cross-border loans, and contractual assets from adverse state actions.
Tailor-made personal risk architecture safeguarding ultra-high-net-worth families against cyber blackmail, global medical emergencies, identity theft, and personal liability exposures. It delivers custom policy limits, dedicated private wealth managers, and discreet worldwide claim assistance.
Independent access to India's top general and health insurance underwriters.
